Frugal Challenge Day 1

 So last time, I wrote:

I want to be 100% out of debt.  This is doable, based on current trajectory of things.  We refinanced to a 15 year mortgage a while ago, car stuff should sort itself out, Renee's student loans will need some prepayment, but I have that sorted in my mind, etc.

I need to do some planning for retirement.  Kim retired at 56.  I of course work in a different industry, so my planning is different.  I have a decision point in April 2028, so I need to set some goals for that timeframe.  

I need to ramp up Coverlets & Counterpanes.  The long term goal for that is for that to be the side gig for retirement; the proverbial pizza & beer money.  I need to do a bit of a business plan and build up some inventory.  I'm just being a bit lazy here; I freely admit it.

So here I sit on January 1, 2021 (Happy New Year!) (Stay inside - it's an ice storm out there!), thinking about these goals in a jumbled fashion.  I've joined the Frugalwoods Uber Challenge and today is thinking about goals.

The above goals are still my goals.  They are pretty much my 10 year goals.  Now I need to break it down into 1 year goals here for 2021, and then even further into quarters and months.  I'm going to give each of them their own posts this month, and I'll start with Debt.